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T+ 2026.06.15 // RIDGEWOOD-NJ

FraudScope // Threat Library

Threat Library // Scams Explained

FraudScope Threat Library

Scammers reuse the same playbooks. Learn how each one works, the exact words to watch for, and what to do next. Then let FraudScope read the next suspicious message for you, entirely on your iPhone.

Scam types explained

The 15 archetypes FraudScope recognizes. Each one runs a predictable playbook. Learn it once and you will see it coming.

Family emergency

Grandparent scam

A panicked "it’s me, I’m in trouble" message that rushes you toward gift cards or a wire. Here is the playbook and how to stop it.

Bank security

Fake bank alert

A "fraud department" text about a suspicious charge that pushes you to call, click, or read back a code. Learn the tell.

Tech support

Tech support scam

A pop-up or call claims your computer is infected and a "technician" needs remote access. Here is the trap.

Delivery phishing

Package delivery scam

A "we couldn’t deliver your package" text with a link asking for a small fee or your address. Here is the catch.

Marketplace

Overpayment scam

A "buyer" sends too much and asks you to refund the difference. The original payment is fake. Here is the trap.

Gift cards

Gift card scam

When the fix to any "emergency" is buying gift cards and reading the codes aloud, it is always a scam.

Romance

Romance scam

An online partner you have never met in person, moving fast emotionally, who eventually needs money. Here is the pattern.

Fake jobs

Fake job offer scam

An easy, high-paying remote job that hires you with no real interview, then sends a check and asks you to buy equipment. Here is the trap.

Government

Government impersonation

The "IRS," "SSA," or "FBI" calls threatening arrest or a suspended number unless you pay now. Agencies do not work this way.

Phishing links

Phishing links

A link that hides where it really goes, leading to a fake login or a malicious download. Here is how to read a link safely.

Sextortion

Sextortion and blackmail

A threat claiming to have private images or footage of you, demanding payment to stay quiet. Usually an empty bluff.

Crypto investment

Pig butchering scam

A long-game investment scam: build a relationship, show fake profits on a slick app, then trap your withdrawals. Here is the pattern.

Prizes

Lottery and prize scam

You won a lottery you never entered, but first you must pay a fee or tax to "release" the prize. There is no prize.

Utilities

Utility shut-off scam

A "final notice" call threatening to cut your power within the hour unless you pay immediately. Real utilities do not work this way.

QR codes

QR code scam

A QR code on a parking meter, invoice, or sticker that sends you to a fake payment page. Here is how "quishing" works.